EUA, aquisição da casa própria:
caindo já há 20 anos sem parar.
Só compra quem tem emprego.
caindo já há 20 anos sem parar.
Só compra quem tem emprego.
Our economic problems are the result of decades of incredibly bad decisions. But anyone that believes that things have “turned around” for the middle class under Barack Obama is just being delusional. If the U.S. economy truly was in “good shape”, the percentage of Americans that own homes would not be at a 20 year low… The U.S. homeownership rate fell to the lowest in more than two decades in the fourth quarter as many would-be buyers stayed on the sidelines, giving the rental market a boost. The share of Americans who own their homes was 64 percent in the fourth quarter, down from 64.4 percent in the previous three months, the Census Bureau said in a report. The rate was at the lowest since the second quarter of 1994, data compiled by Bloomberg show. Rising prices and a tight supply of lower-end listings have put homes out of reach for some entry-level buyers, who also face strict mortgage standards. The share of U.S. homebuyers making their first purchase dropped in 2014 to the lowest level in almost three decades, the National Association of Realtors reported last week. And it appears that this trend is actually accelerating.
During 2014, the rate of homeownership plummeted by a total of 1.2 percentage points for the year. That was the largest one year decline that has ever been measured. So why is this happening? Well, in order to buy a home you have got to have a good job, and good jobs are in very short supply these days. Over the past decade, the quality of the jobs in our economy has steadily declined as good jobs have been replaced by low paying jobs. In addition, government policies are absolutely murdering small business. At this point, small business ownership in the U.S.is hovering near record lows. This has resulted in millions of people falling out of the middle class, and it has contributed to the growing divide between the wealthy and the rest of the country. If our economy was working the way that it should, the middle class would be thriving. But instead, it is being systematically destroyed.
